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FDIC-Insured FDIC-Insured - Backed by the full faith and credit of the U.S. Government.

Rates

Clear and simple rates with no surprises.

Personal DepositsInterest RateAPY
Thrivent Money Spend10.01%0.01%
Savings Pockets11.00%1.00%
Thrivent Checking10.01%0.01%
Thrivent Savings10.50%0.50%
Certificates of Deposit (CDs) 7 month Special24.16%4.25%
Certificates of Deposit (CDs) 12 month32.71%2.75%
Certificates of Deposit (CDs) 18 month32.52%2.55%

Rates last updated October 13, 2026 and are current as of today’s date.

1 The interest rate and annual percentage yield (APY) are variable and subject to change after the account is opened. Fees may reduce earnings on the account.
2 Limited special 7-Month Certificate of Deposit (CD). To earn the stated Annual Percentage Yield (APY) you must own and fund a Thrivent Money Spend, Thrivent Checking or Thrivent Savings account which then must be used to fund your CD. There is no minimum balance to open the CD but you can only add money to your CD once. The CD will mature 7 months from the CD open date, and you will begin earning interest on the date funds are deposited. The disclosed APY assumes the CD is funded on the date the account is opened. Funding the account after the open date will reduce the actual APY earned. Your CD will automatically renew into a 6-month term at the current offered rate if no action is taken. Penalty for early withdrawal. Fees could reduce earnings. Thrivent Bank reserves the right to end or modify this offer at any time. Offer not available for business clients.
3 To earn the stated Annual Percentage Yield (APY) you must own and fund a Thrivent Money Spend, Thrivent Checking or Thrivent Savings account which then must be used to fund your CD. There is no minimum balance to open the CD but you can only add money to your CD once. You will begin earning interest on the date funds are deposited. The disclosed APY assumes the CD is funded on the date the account is opened. Funding the account after the open date will reduce the actual APY earned. Penalty for early withdrawal. Fees could reduce earnings.

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Leaving Thrivent Bank

You are now leaving the website of Thrivent Bank. Insurance, securities, investment advisory and trust and investment management accounts and services offered by Thrivent, the marketing name for Thrivent Financial for Lutherans, or its affiliates are not deposits or obligations of Thrivent Bank, are not guaranteed by Thrivent Bank, are not insured by the FDIC, and involve investment risk, including possible loss of the principal amount invested.

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